The Details
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To apply for the loan you must be a member of West Cheshire Credit Union.
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The applicant can be anyone in the family who has children i.e. mother, father, grandparent, carer.
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You can apply even if you have a current Family Loan as this will be treated as a second loan account.
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You can apply for up to £250.
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Loan Example
£250 loan over 52 weekly repayments
Weekly payment of £5.75 per week
Total interest charged £48 (42.6% APR)
TOTAL REPAYABLE £298
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The loan must be repaid in full over a 1 year period. There is no top up facility on this loan.
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Repayments can be made weekly, fortnightly, 4 weekly or monthly via child benefit or standing order.
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The window for applications is open between the 1st June 2025 and closes 30th August 2025 and will reopen again in 2026.
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All applications will undergo and affordability check. This may involve a credit reference agency check.