How Safe Is My Money?

Your eligible deposits with West Cheshire Credit Union Limited are protected up to a total of £120,000 (as 1st December 2025) by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. Any deposits you hold above the £120,000 limit are not covered.  Further information visit www.fscs.org.uk.

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West Cheshire Credit Union is a member of the Financial Services Compensation Scheme (FSCS). The FSCS will pay compensation to depositors if the credit union is unable to meet its financial obligations.

In respect of deposits an eligible depositor is entitled to claim up to £120,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £120,000 each (making a total of £240,000). The £120,000 limit relates to the combined amount in all of the eligible depositors accounts with the credit union including their share of any joint account and not to each separate account.

For further information about the scheme including the amounts covered and eligibility to claim, refer to the FSCS website, www.fscs.org.uk or call 0800 678 1100.

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