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payroll saving account

Opening a Payroll account provides you with a simple, hassle free way to save directly through your salary. There is also the option of applying for one of our affordable loans with no hidden fees.

How Does It Work?

 

Payroll Saving Scheme – Simple, Safe, and Stress-Free

At West Cheshire Credit Union, we believe saving should be effortless. That’s why we’ve partnered with local employers to offer our Payroll Saving Scheme – a hassle-free way to build financial security straight from your wages.

With payroll saving, a set amount of money is deducted directly from your salary and placed into your credit union savings account before it even reaches your bank. It’s an easy, consistent way to save without the temptation to spend.

Whether you’re putting money aside for unexpected expenses, a future goal, or simply peace of mind, payroll saving helps you create healthy financial habits. And because you’re saving with your local credit union, your money is safe, ethical, and working to support the local community.

Key Benefits:

  • Save automatically straight from your pay

  • Flexible – start small and adjust anytime

  • Access affordable loans with repayments through payroll

  • Build financial resilience with no fuss

  • Regulated and safe (savings covered by the Financial Services Compensation Scheme)

Start saving the easy way – join the Payroll Saving Scheme with West Cheshire Credit Union today.

1

Deductions are transferred from your salary directly to your credit union account. You decide the amount which can be amended to suit your circumstances.

2

If you work for one of the employers listed below the process is straightforward. Simply click the link below which will take you directly to our Payroll Saving Membership Form 

3

If you need to make a withdrawal from your savings, you can do this via the member area, by email or you can call us and request the amount you wish to withdraw.

​PARTICIPATING EMPLOYERS

Chester Zoo

Countess of Chester Hospital

Cheshire West and Cheshire Council

Edsential

Encirc

Peaks & Plains

Frank Roberts Bakery

Sanctuary Housing Trust

Skyes Cottages

Cheshire College South & West

Weaver Vale Housing Trust

YMCA

OUR PAYROLL PARTNERS

West Cheshire Credit Union

12-16 Brookdale Place

Chester

CH1 3DY

Tel: 01244 399 006

Email: info@wccu.co.uk

Web: www.wccu.co.uk

Phone lines are open Monday to Thursday 10:00am - 2pm

Friday 10:30 am - 2:00 pm

Opening Hours:

Monday: 9:30am - 2pm

Tuesday: 9:30am - 2pm

Wednesday: Offices are closed

Thursday 9:30am - 2pm

Friday: 10:30 am - 2pm

Saturday and Sunday: Closed

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West Cheshire Credit Union are members of the Association of British Credit Unions Limited

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Help

West Cheshire Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Authority FRN 227415 and the Prudential Regulation Authority 702C

Savings are protected by the Financial Services Compensation Scheme (FSCS) up to a maximum of £85,000

West Cheshire Credit Union all rights reserved 2025

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