
How Does It Work?
Payroll Saving Scheme – Simple, Safe, and Stress-Free
At West Cheshire Credit Union, we believe saving should be effortless. That’s why we’ve partnered with local employers to offer our Payroll Saving Scheme – a hassle-free way to build financial security straight from your wages.
With payroll saving, a set amount of money is deducted directly from your salary and placed into your credit union savings account before it even reaches your bank. It’s an easy, consistent way to save without the temptation to spend.
Whether you’re putting money aside for unexpected expenses, a future goal, or simply peace of mind, payroll saving helps you create healthy financial habits. And because you’re saving with your local credit union, your money is safe, ethical, and working to support the local community.
Key Benefits:
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Save automatically straight from your pay
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Flexible – start small and adjust anytime
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Access affordable loans with repayments through payroll
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Build financial resilience with no fuss
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Regulated and safe (savings covered by the Financial Services Compensation Scheme)
Start saving the easy way – join the Payroll Saving Scheme with West Cheshire Credit Union today.
1
Deductions are transferred from your salary directly to your credit union account. You decide the amount which can be amended to suit your circumstances.
2
If you work for one of the employers listed below the process is straightforward. Simply click the link below which will take you directly to our Payroll Saving Membership Form
3
If you need to make a withdrawal from your savings, you can do this via the member area, by email or you can call us and request the amount you wish to withdraw.
PARTICIPATING EMPLOYERS
Chester Zoo
Countess of Chester Hospital
Cheshire West and Cheshire Council
Edsential
Encirc
Peaks & Plains
Frank Roberts Bakery
Sanctuary Housing Trust
Skyes Cottages
Cheshire College South & West
Weaver Vale Housing Trust
YMCA