Payroll Loan Application Form | West Cheshire Credit Union

PAYROLL LOAN APPLICATION

You have reached your first step to applying for a PAYROLL LOAN with West Cheshire Credit Union. You will now need to complete our simple form.

PLEASE remember you must be a member of West Cheshire Credit Union Payroll Scheme to apply for this loan. You MUST agree to deductions being made from your salary.

Note:

All loan applications are reviewed taking into consideration many factors but the main emphasis on affordability. As a responsible lender we must ensure we follow our internal and regulator guidelines.

Once your application is received, or loan officers may contact you if they need further information to arrive at an informed decision.

Loan decisions are not immediate and could take anything between five and seven days, but we do our utmost to come back to you with a decision as soon as possible.

THANK YOU for choosing to consider your local credit.

YOUR APPLICATION

Complete the form over in FULL

Submit your payslips for three months (via the link below)

Submit your bank statements via the Open Banking secure link below.

Terms and Conditions

Applicant must have been employed for at least three months or more with Payroll partner.
All applications are reviewed on affordability and existing financial commitments
Applicant must be an existing or become a Payroll member of the West Cheshire Credit Union.
Applicant must make repayments via their salary.
No increase in monthly repayments may be made once the loan is agreed.
Loan can be repaid in full at any point in the term with no penalty charges.
Applicant must inform WCCU at any point during the repayment period of changes to their employment.
West Cheshire Credit Union has the right to decline any application if it is deemed unaffordable.

Submit your Payslips

Open Banking

Note: If you answered NO to the above question you must first become a member of West Cheshire Credit Union payroll scheme

CLICK HERE TO JOIN TODAY After completion then please return to this form.

First Name

Last Name

Address

Postcode

Purpose of Loan

Phone

Date of Birth

Email Address

Memership Number (existing members only)

Amount of Loan Applying For

Income - Weekly

Expenditure - Weekly

Wages /Salary

JSA / ESA

Child Benefit

Pension / Pension Credit

DLA /PIP

Carers Allowance

Universal Credit

Mortgage / Rent

Council Tax

Water

Gas / Electricity

Food / Groceries

Travel

Loan Repayments

Credit / Store Cards

Debt Collection

Outstanding Balance

General Data Protection Statement

In accordance with the principles of the General Data Protection Regulations 2018 we only use your data for the purposes of managing your account with West Cheshire Credit Union. Your personal data will be treated in strictest confidence and will only be shared with other agencies for the purpose of credit refencing or debt collection.

Declaration:

I declare that the information I have provided on this form is true and accurate for the purposes of obtaining a loan from West Cheshire Credit Union.

I agree to any relevant and appropriate credit checks being undertaken for vetting purposes which will assist West Cheshire Credit Union reach an informed decision in regards to affordability. I understand this may include employment checks and searches via credit reference agencies.

I agree to the terms & conditions

Print Name

Date

Now submit your loan application by clicking the link below