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SPREAD THE COST OF SCHOOL UNIFORMS

A simple, affordable loan for existing and new members to help cover the cost of school uniforms, shoes and other essentials.

We know school costs can come all at once. Our School Uniform Loan is designed to help existing and new members spread the cost in a manageable way.

 

You can apply even if you already have a loan with us, subject to affordability and our lending criteria.

Available to existing & new members

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- Subject to affordability and lending criteria

- Applying does not guarantee approval

Borrow up to £300

Use it towards school uniforms, shoes, bags, and other school essentials.

- Loan amount: up to £300

- Representative APR: 42.6%

- Available: June to 31st August

Trusted by local families for over 20 years

Helping families across Cheshire and Flintshire for more than 20 years. 

- Friendly local support

- Fair and responsible lending

- Here when you need us

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See how affordable a School Uniform Loan could be

Representative Example based on borrowing £250

APR 42.6%. Fixed interest rate 36% per annum


If you borrow £250
over 52 weeks, you would repay:

- £5.78 per week for 51 weeks
- Final payment of £3.22

Amount borrowed: £250
Total interest: £48
Total amount repaid: £298


How is the interest calculated?

Interest is charged on the remaining balance of your loan.
As you make repayments, the amount you owe reduces,
so interest is only charged on the outstanding balance.

West Cheshire Credit Union

12-16 Brookdale Place

Chester CH1 3DY

Tel: 01244 399 006

Email: info@wccu.co.uk

Web: www.wccu.co.uk

Phone lines are open:

Monday to Thursday 10:00am - 2pm

Friday 10:30 am - 2:00 pm

Opening Hours:

Monday: 9:30am - 2pm

Tuesday: 9:30am - 2pm

Wednesday: Offices are closed

Thursday 9:30am - 2pm

Friday: 10:30 am - 2pm

Saturday and Sunday: Closed

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West Cheshire Credit Union are members of the Association of British Credit Unions Limited

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West Cheshire Union Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 227415)

Savings are protected by the Financial Services Compensation Scheme (FSCS) up to a maximum of £120,000

West Cheshire Credit Union all rights reserved 2026

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