APPLY FOR A LOAN | West Cheshire Credit Union

LOAN APPLICATION

You have reached your first step to applying for a loan with West Cheshire Credit Union. You will now need to complete our simple form.

PLEASE remember you must be a member of West Cheshire Credit Union to apply for a loan. If you are not a member then you will need to join via this link - JOIN TODAY, and also complete the loan application.

Steps to follow:

New Member

1. Complete your membership application and submit.

2. Complete the loan application form.

3. Use the 'submit your bank statements link'

4. Submit your loan application

Existing Member

1. Complete the loan application form.

2. Use the 'submit your bank statements link'

3. Submit your loan application

Note:

All loan applications are reviewed taking into consideration many factors but the main emphasis on affordability. As a responsible lender we must ensure we follow our internal and regulator guidelines.

Once your application is received, or loan officers may contact you if they need further information to arrive at an informed decision.

Loan decisions are not immediate and could take anything between five and seven days, but we do our utmost to come back to you with a decision as soon as possible.

THANK YOU for choosing to consider your local credit.

Click Here to Submit Your Bank Statements

First Name

Last Name

Address

Postcode

Purpose of Loan

Date of Birth

Number of Children Under 16

Email Address

Memership Number (existing members only)

Date of Birth Youngest Child

Phone

Amount of Loan Applying For

Income - Weekly

Expenditure - Weekly

Wages /Salary

JSA / ESA

Child Benefit

Pension / Pension Credit

DLA /PIP

Carers Allowance

Universal Credit

Mortgage / Rent

Council Tax

Water

Gas / Electricity

Food / Groceries

Travel

Loan Repayments

Credit / Store Cards

Debt Collection

Outstanding Balance

General Data Protection Statement

In accordance with the principles of the General Data Protection Regulations 2018 we only use your data for the purposes of managing your account with West Cheshire Credit Union. Your personal data will be treated in strictest confidence and will only be shared with other agencies for the purpose of credit refencing or debt collection.

Declaration:

I declare that the information I have provided on this form is true and accurate for the purposes of obtaining a loan from West Cheshire Credit Union.

I agree to any relevant and appropriate credit checks being undertaken for vetting purposes which will assist West Cheshire Credit Union reach an informed decision in regards to affordability. I understand this may include employment checks and searches via credit reference agencies.

I agree to the terms & conditions

Print Name

Date