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PAYROLL LOAN  

Introducing you to our PAYROLL LOAN designed to support those who work for one of our many Payroll Partners.

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APPLY FOR UP TO £3,000

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Borrow and repay through your pay!

A simple and convenient way to both save and borrow directly from your salary. 

We have some of the areas leading employers participating in our scheme and countless members under this heading who have and are benefiting from saving and borrowing this way.

Our Payroll Loan has a competitive representative interest rate of 19.6%

The Details

Terms and Conditions

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  • Applicant must have been employed for at least three months or more with Payroll partner.

  • All applications are reviewed on affordability and existing financial commitments

  • Applicant must be an existing or become a Payroll member of the West Cheshire Credit Union.

  • Applicant must make repayments via their salary.

  • No increase in monthly repayments may be made once the loan is agreed.

  • Loan can be repaid in full at any point in the term with no penalty charges.

  • Applicant must inform WCCU at any point during the repayment period of changes to their employment.

  • West Cheshire Credit Union has the right to decline any application if it is deemed unaffordable.

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West Cheshire Credit Union

12-16 Brookdale Place

Chester

CH1 3DY

Tel: 01244 399 006

Email: info@wccu.co.uk

Web: www.wccu.co.uk

Phone lines are open Monday to Thursday 10:00am - 2pm

Friday 10:30 am - 2:00 pm

Opening Hours:

Monday: 9:30am - 2pm

Tuesday: 9:30am - 2pm

Wednesday: Offices are closed

Thursday 9:30am - 2pm

Friday: 10:30 am - 2pm

Saturday and Sunday: Closed

Social

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West Cheshire Credit Union are members of the Association of British Credit Unions Limited

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Help

West Cheshire Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Authority FRN 227415 and the Prudential Regulation Authority 702C

Savings are protected by the Financial Services Compensation Scheme (FSCS) up to a maximum of £85,000

West Cheshire Credit Union all rights reserved 2025

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