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SAVER LOAN

Our saver loan requires applicants to save for 6 consecutive weeks prior to application.

 

You can apply for up to £2000. 

The details

To apply for the loan you must be a member of West Cheshire Credit Union.

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You can apply for 4 times the amount in your savings up to a maximum of £2000. 

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If your sole income is benefits the maximum we can lend is £650. 

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Interest on loans up to £1000 is 42.6%.

Interest on loans over £1000 is 26.82%.

The interest payable is on a reducing balance meaning with each loan repayment the amount you pay in interest decreases. 

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Example of a loan of £2000:

52 Weekly repayments of £43.55

Total repayable £252.07

West Cheshire Credit Union

12-16 Brookdale Place

Chester

CH1 3DY

Tel: 01244 399 006

Email: info@wccu.co.uk

Web: www.wccu.co.uk

Phone lines are open Monday to Friday 10:30am - 2pm

Opening Hours:

Monday: 9:30am - 2pm

Tuesday: 9:30am - 2pm

Wednesday: Offices are closed

Thursday 9:30am - 2pm

Friday: 10:30 am - 2pm

Saturday and Sunday: Closed

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Help

West Cheshire Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Authority FRN 227415 and the Prudential Regulation Authority 702C

Savings are protected by the Financial Services Compensation Scheme (FSCS) up to a maximum of £85,000

West Cheshire Credit Union all rights reserved 2025

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