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Starter Loan 

Suitable for those wishing to apply for their first loan with WCCU without the need to save first.

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You can apply for our Starter Loan today!

 

Click on the button to start your application.

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Decisions are NORMALLY made within 5-7 working days.

The Details

Available to new and existing members.

 

No pre-saving requirements prior to application.

 

Payments on this loan can made via standing order of child benefit. 

 

Payments can be made, weekly/fortnightly/4 weekly/monthly.

 

Interest is 42.6% APR based on a reducing balance which means with each payment the interest you repay goes down!

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Example based on a loan of £800:

52 weekly payments of £18.50

Total repayable £953.50

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This loan must be repaid in full, there is NO top up function on this loan product.

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All applications will undergo and affordability check.  This may involve a credit reference agency check.

West Cheshire Credit Union

12-16 Brookdale Place

Chester

CH1 3DY

Tel: 01244 399 006

Email: info@wccu.co.uk

Web: www.wccu.co.uk

Phone lines are open Monday to Friday 10:30am - 2pm

Opening Hours:

Monday: 9:30am - 2pm

Tuesday: 9:30am - 2pm

Wednesday: Offices are closed

Thursday 9:30am - 2pm

Friday: 10:30 am - 2pm

Saturday and Sunday: Closed

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Help

West Cheshire Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Authority FRN 227415 and the Prudential Regulation Authority 702C

Savings are protected by the Financial Services Compensation Scheme (FSCS) up to a maximum of £85,000

West Cheshire Credit Union all rights reserved 2025

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